:root{--ink:#0f2233;--body:#33475b;--mut:#5b7186;--line:#dbe6ee;--soft:#f2f7fb;--soft2:#e8f1f8;
--navy:#0b3d66;--sky:#0284c7;--sky-d:#0369a1;--amber:#f59e0b;--amber-d:#d97706;--white:#fff;--rad:16px}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font-family:-apple-system,'Segoe UI',Roboto,'Helvetica Neue',Arial,sans-serif;color:var(--body);
font-size:17px;line-height:1.65;background:var(--white);-webkit-font-smoothing:antialiased}
h1,h2,h3{color:var(--ink);line-height:1.18;margin:0 0 .5em;font-weight:800;letter-spacing:-.01em}
h1{font-size:clamp(2rem,4.6vw,3.3rem)}h2{font-size:clamp(1.45rem,3vw,2.05rem);margin-top:1.2em}
h3{font-size:1.15rem}p{margin:0 0 1em}a{color:var(--sky-d);text-decoration:none}a:hover{text-decoration:underline}
.wrap{max-width:1180px;margin:0 auto;padding:0 20px}
.topbar{background:var(--navy);color:#dceefb;font-size:.86rem}
.topbar .wrap{display:flex;justify-content:space-between;gap:14px;padding-top:7px;padding-bottom:7px;flex-wrap:wrap}
.topbar a{color:#fff;font-weight:700}
header.site{position:sticky;top:0;z-index:60;background:rgba(255,255,255,.96);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;gap:22px;padding-top:12px;padding-bottom:12px}
.brand{display:flex;align-items:center;gap:11px;color:var(--ink);font-weight:800;font-size:1.28rem}
.brand img{width:42px;height:42px;border-radius:11px}
.brand small{display:block;font-size:.68rem;font-weight:600;color:var(--mut);letter-spacing:.04em;text-transform:uppercase}
nav.main{margin-left:auto;display:flex;gap:4px;align-items:center;flex-wrap:wrap}
nav.main>a,nav.main .dd>button{padding:9px 12px;color:var(--ink);font-weight:600;font-size:.97rem;background:none;border:0;cursor:pointer;font-family:inherit}
nav.main>a:hover,nav.main .dd>button:hover{color:var(--sky-d);text-decoration:none}
.dd{position:relative}.dd .menu{position:absolute;top:100%;left:0;background:#fff;border:1px solid var(--line);border-radius:12px;
box-shadow:0 18px 40px rgba(11,61,102,.16);min-width:290px;padding:8px;display:none;z-index:70}
.dd:hover .menu,.dd:focus-within .menu{display:block}
.dd .menu a{display:block;padding:8px 11px;border-radius:8px;color:var(--body);font-size:.94rem}
.dd .menu a:hover{background:var(--soft);text-decoration:none;color:var(--sky-d)}
.btn{display:inline-flex;align-items:center;gap:8px;background:var(--amber);color:#231303;font-weight:800;
padding:13px 24px;border-radius:999px;border:0;cursor:pointer;font-size:1rem;box-shadow:0 6px 18px rgba(245,158,11,.35)}
.btn:hover{background:var(--amber-d);color:#fff;text-decoration:none}
.btn.blue{background:var(--sky);color:#fff;box-shadow:0 6px 18px rgba(2,132,199,.3)}.btn.blue:hover{background:var(--sky-d)}
.btn.ghost{background:#fff;color:var(--navy);border:1.5px solid var(--navy);box-shadow:none}
.navcta{margin-left:8px;padding:10px 18px;font-size:.95rem}
.burger{display:none;margin-left:auto;background:none;border:0;font-size:1.5rem;color:var(--ink);cursor:pointer}
.hero{background:linear-gradient(180deg,#eef6fc, #fff);border-bottom:1px solid var(--line);padding:52px 0 44px}
.hero .grid{display:grid;grid-template-columns:1.15fr .85fr;gap:36px;align-items:center}
.hero .kicker{color:var(--sky-d);font-weight:800;text-transform:uppercase;font-size:.78rem;letter-spacing:.12em;margin-bottom:10px}
.hero p.lede{font-size:1.13rem;color:var(--body)}
.hero img{width:100%;height:100%;max-height:430px;object-fit:cover;border-radius:20px;box-shadow:0 24px 50px rgba(11,61,102,.18)}
.hero .cta-row{display:flex;gap:12px;flex-wrap:wrap;margin-top:18px}
.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;margin-top:30px}
.stat{background:#fff;border:1px solid var(--line);border-radius:14px;padding:16px;text-align:center}
.stat b{display:block;font-size:1.5rem;color:var(--navy)}
.stat span{font-size:.83rem;color:var(--mut)}
.hero.small{padding:36px 0 8px}.hero.small h1{font-size:clamp(1.7rem,3.6vw,2.5rem)}
.crumbs{font-size:.85rem;color:var(--mut);padding:14px 0 0}.crumbs a{color:var(--mut)}
main{padding:10px 0 30px}
section.blk{padding:14px 0}
table{width:100%;border-collapse:collapse;margin:14px 0 22px;font-size:.96rem;background:#fff}
caption{text-align:left;font-weight:700;color:var(--ink);padding-bottom:8px}
th,td{border:1px solid var(--line);padding:10px 12px;text-align:left;vertical-align:top}
th{background:var(--soft2);color:var(--ink)}
.qa{background:var(--soft);border:1px solid var(--line);border-radius:14px;padding:16px 18px;margin:16px 0}
.qa .q{font-weight:700;color:var(--ink);margin-bottom:4px}
.cards{display:grid;grid-template-columns:repeat(auto-fill,minmax(250px,1fr));gap:16px;margin:18px 0}
.card{border:1px solid var(--line);border-radius:var(--rad);padding:20px;background:#fff;transition:.15s}
.card:hover{border-color:var(--sky);box-shadow:0 10px 26px rgba(2,132,199,.12)}
.card h3{margin-bottom:6px}.card p{font-size:.94rem;margin-bottom:10px}
.card a{font-weight:700;font-size:.93rem}
details.faq{border:1px solid var(--line);border-radius:12px;padding:14px 18px;margin:0 0 10px;background:#fff}
details.faq summary{cursor:pointer;font-weight:700;color:var(--ink)}
.testi{display:grid;grid-template-columns:repeat(auto-fill,minmax(260px,1fr));gap:16px;margin:18px 0}
.testi figure{margin:0;background:var(--soft);border:1px solid var(--line);border-radius:var(--rad);padding:20px}
.testi blockquote{margin:0 0 10px;font-size:.97rem;color:var(--body)}
.testi figcaption{font-weight:700;color:var(--ink);font-size:.9rem}
.case{border-left:4px solid var(--amber);background:#fffaf0;border-radius:0 14px 14px 0;padding:18px 20px;margin:0 0 16px}
.case .tag{font-size:.72rem;font-weight:800;letter-spacing:.1em;color:var(--amber-d);text-transform:uppercase}
.case h3{margin:4px 0 8px}.case p{margin-bottom:6px;font-size:.96rem}
.ctaband{background:var(--navy);color:#e6f2fb;border-radius:20px;padding:30px;margin:34px 0 10px;text-align:center}
.ctaband h2{color:#fff;margin-top:0}.ctaband p{max-width:640px;margin:0 auto 16px}
.rel-links{display:flex;flex-wrap:wrap;gap:9px;margin:16px 0}
.rel-links a{border:1px solid var(--line);background:var(--soft);border-radius:999px;padding:7px 14px;font-size:.9rem;font-weight:600}
footer.site{background:#0a2c47;color:#b9d2e4;margin-top:50px;padding:44px 0 26px;font-size:.93rem}
footer.site h3{color:#fff;font-size:1rem;margin-bottom:10px}
footer.site a{color:#b9d2e4}footer.site a:hover{color:#fff}
.fgrid{display:grid;grid-template-columns:1.3fr 1fr 1fr 1fr;gap:26px}
.disc{border-top:1px solid rgba(255,255,255,.16);margin-top:30px;padding-top:18px;font-size:.82rem;color:#8fb0c9}
.copy{font-size:.82rem;color:#8fb0c9;margin-top:8px}
#stickycall{position:fixed;right:18px;bottom:18px;z-index:80;display:inline-flex;align-items:center;gap:9px;
background:var(--amber);color:#231303;font-weight:800;padding:14px 22px;border-radius:999px;box-shadow:0 12px 30px rgba(0,0,0,.28);font-size:1rem}
#stickycall:hover{background:var(--amber-d);color:#fff;text-decoration:none}
#popup{position:fixed;inset:0;z-index:90;display:none;align-items:center;justify-content:center;background:rgba(10,35,55,.55);padding:18px}
#popup .box{background:#fff;border-radius:20px;max-width:430px;width:100%;padding:28px;position:relative;box-shadow:0 30px 60px rgba(0,0,0,.3)}
#popup h3{font-size:1.35rem;padding-right:30px}
#popup ul{margin:0 0 16px;padding-left:20px}#popup li{margin-bottom:7px}
#popup .x{position:absolute;top:12px;right:14px;background:none;border:0;font-size:1.5rem;cursor:pointer;color:var(--mut)}
#popup .row{display:flex;gap:10px;flex-wrap:wrap}
@media(max-width:900px){.hero .grid{grid-template-columns:1fr}.stats{grid-template-columns:repeat(2,1fr)}.fgrid{grid-template-columns:1fr 1fr}}
@media(max-width:760px){nav.main{display:none;position:absolute;top:100%;left:0;right:0;background:#fff;flex-direction:column;align-items:stretch;padding:10px 18px 16px;border-bottom:1px solid var(--line)}
nav.main.open{display:flex}.dd .menu{position:static;box-shadow:none;border:0;display:block;padding:0 0 6px 14px}.burger{display:block}
header.site .wrap{position:relative}#stickycall{padding:12px 16px;font-size:.92rem;right:12px;bottom:12px}}